Financial Planning and Support

Financial Planning can be an important part of planning for your child’s future. In order to protect your child’s eligibility for medical benefits, it may be important to establish a Special Needs Trust - an agreement written by an attorney, which describes how property held in a trust account may be distributed on behalf of the trust beneficiary who has special needs.


ABLE Tennessee

ABLE TN is a savings program designed to help individuals with disabilities put aside money to pay for qualified expenses. These accounts provide the opportunity to save and invest with tax-free earnings to help participants maintain independence and quality of life. This bulletin also provides guidance concerning the treatment of ABLE accounts. There is also a quick breakdown of ABLE here

Children's Medicaid Waiver Programs

Resource for Children's Medicaid Waiver programs divided by state with links to more information about the programs.

The Conservatorship Association of Tennessee

The Conservatorship Association of Tennessee is a non-profit organization of people who are concerned about the quality of services for adults who may need assistance in decision-making. Membership is open to individuals interested in improving the lives of Tennesseans who may need conservatorship and other protective services. CAT promotes a nationally recognized standard of excellence in conservatorship and guardianship through networking, continuing education, training, and other programs and services. CAT is an affiliate of the National Guardianship Association.

DSAMT Crisis Grant

DSAMT’s Crisis Grant can assist in providing some assistance with critical living expenses for families in desperate need who live with an individual with Down syndrome. 


The ECF CHOICES program launched in July 2016 with the goal of helping people with intellectual and developmental disabilities to work and to live as independently as possible. In its first year, the program enrolled 1,500 people. In 2018, the program is slated to expand and enroll up to 2,700 members.

Exceptional Parent Magazine

The Exceptional Parent Magazine offers a selection of articles on Financial Planning for your family with special needs.

Family Support Program

Funded by state dollars and designed to assist individuals with severe disabilities and their families to remain together in their homes and communities.

Financial Empowerment Resource Library

ABLE TN is proud to announce a partnership with the Tennessee Financial Literacy Commission, making the Financial Empowerment Resource Library available to all ABLE TN account holders! Learn financial literacy skills to help you navigate life’s financial milestones through 18 short, interactive modules.

Funding Assistance for Adaptive Equipment

Sometimes it can seem impossible to find funding for a piece of adaptive equipment you know will vastly enrich and enhance your child or client’s life. Includes Online funding resource guides and a list of funds and foundations set up to help with funding for disabilities.

Individualized Education Account Program

Provides options for parents and students to choose the education opportunities that best meet their own unique needs through access to public education funds.